A telecom operator led ecosystem enjoys the fact that telco is sim owner too which is the soul of this system. Due to this very reason the time to market reduces a lot. Turkcell is live example for such a system which is seeing huge success in turkish market.
Integrated certification authorities are needed within telco or with outside contracts. Financial institution can be acquired or a partnership can be established by telco. In case of partnership a trusted certification authority is a must by both parties.
The down side of this model is that telco comes itself into a different business which it knows very little. Furthermore taking banks and governments onboard is also a challenging task for someone not already working in the same area.
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